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ACMA-qualified finance professional with 20+ years of experience in financial management, treasury operations, banking, and regulatory compliance. Demonstrated expertise in cash flow management, liquidity monitoring, financial reporting (IFRS), foreign exchange (FX) operations, and credit analysis. Strong background in banking operations, audit coordination, and internal controls with proven ability to support strategic decision-making. Proficient in ERP systems (SAP S/4HANA, Microsoft Dynamics 365), advanced MS Excel, financial modeling, and Power BI. Seeking opportunities in Treasury, Finance, or Banking Operations within international organizations. Core Competencies Treasury Operations & Liquidity Management Cash Flow Forecasting & Working Capital Management Financial Reporting (IFRS) & MIS Reporting Foreign Exchange (FX) Operations & Trade Finance Credit Analysis, Documentation & Risk Assessment Budgeting, Forecasting & Variance Analysis Regulatory Compliance & Internal Controls Audit Management (Internal & External) ERP Systems: SAP S/4HANA, Microsoft Dynamics 365 Data Analysis: Advanced Excel, Power BI